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  • Cashless ATM

    What Is a Cashless ATM and How Does It Work?

    A cashless ATM, also called a point-of-banking solution, is a payment method that allows customers to purchase goods or services using a debit card similar to the way they would withdraw cash from an ATM machine.  However, ins..

  • Chargeback Credit Card Processing

    What Is a Chargeback, and How Does the Process Work?

    Credit cards came into the light in the early 1970s, but most people in the United States did not embrace them right away. They feared that the card might get lost, or someone else could use it to commit fraud or initiate unauthorized transactions. ..

  • PCI Compliance Merchant Account

    What You Need To Know About PCI Compliance Fees

    When companies are using credit card processing systems, they may be charged a PCI compliance fee. These fees are based on the security that is needed for the merchant. Some companies charge non-compliance fees if their merchants do not use the secu..

  • Interchange Plus Pricing

    Why Interchange Plus Pricing is Better Than Traditional Tiered Pricing

    Credit card processing costs businesses money. There’s no doubt about that. To begin with, processing providers charge a recurring fee, typically monthly, to maintain a merchant account to process cards. All businesses and merchants need them,..

  • high risk merchant account

    What is a High Risk Merchant Account?

    The ability to take credit cards is a decisive factor in determining whether businesses succeed or fail. Customers love the convenience of this payment method and won't deal with companies who don't offer an easy way to pay with credit. This sit..

  • Interchange Plus Pricing

    What is Interchange?

    Interchange fees are generally the wholesale fees imposed by credit card issuers and banks on credit and debit card transactions. These fees are a mandatory part of every transaction. When choosing a credit card processing provider, it is important t..

  • NFC payments

    What is NFC and How Does It Work?

    If you have been paying attention to the payment systems that you use on a daily basis to buy goods and services, you might be familiar with the concept of NFC. Generally speaking, NFC is used in the world of payment technology to allow two devices, ..

  • EMV Credit Card Processing

    What is EMV Chip Technology?

    EMV chip technology is named after its developers, Europay, Mastercard, and Visa. It is a technology which utilizes embedded microprocessor chips to securely store cardholder data. It has become the global standard as it allows safe and secure credit..

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