2Checkout (2co) Review

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Fair 3.9 / 5.0
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It’s not easy to figure out which payment gateway offers the best rates and features. Let’s explore how 2Checkout might be the correct fit when it comes to processing payments for your online business.
 

2Checkout Features

 
Your customers have flexibility when it comes to deciding whether to pay using a debit card, credit card or PayPal. You can offer payment processing in fifteen different languages and in 87 currencies.
 
Other notable features from 2Checkout:
 

  • Advanced fraud protection
  • No responsibility or charges in the event of fraudulent charges or charges that get disputed
  • Inline Checkout: This option allows for a simple way to slide 2Checkout into your site’s look and feel
  • Easily integrate into 100+ shopping carts, including WooCommerce, Bigcommerce & Shopify
  • Accept recurring monthly or annual payments from customers
  • Hosted Checkout: Allows you to handle a lot of traffic and a large number of customer orders
  • Mobile ready so customers can buy when using cell phones or tablets

 

Pricing

 
The pricing plans offered by 2Checkout are transparent, without any hidden charges or monthly fees. Here are the basic options:

  • 2Monetize Plan: A digital product selling option, with a 6% rate + $0.60 per sale
  • 2Subscribe Plan: Choose this when you’re selling subscriptions. Comes with a 4.5% rate + $0.45 per sale
  • 2Sell Plan: An international plan with a 3.5% rate +$0.35 per sale

 
You might need to pay for a few ecommerce extension options, such as

  • 2Bill: When your subscription needs are more complicated than normal
  • 2Convert: Helps increase conversions
  • 2Partner: Helps with channel distribution and automation needs
  • 2Comply: To help you manage VAT and taxes

 

Integrations & Ease of Use

 
Open source shopping carts are easily integrated with 2Checkout. Its implementation process is quite simple, with Python, php, Ruby, Java, .NET and cURL libraries available.

Bigcommerce and Shopify are examples of ecommerce platforms that are easily integrated with 2Checkout. The dashboard is simple to navigate and they have well-organized, ready-for-customization developer tools.
 

Mobile & In-Store Capability

 
2Checkout offers the capability to take orders on mobile devices. However, there is not an in-store point-of-sale option available.
 

Security

 
Security is handled well because every purchase made by one of your customers is run through over 300 fraud rules. The highest level of security is PCI Level 1 and 2Checkout has this covered. Fraud is detected in real-time through the use of a 3-tier defense system.
 

Most Countries Handled

 
One area where 2Checkout stands out is countries served. It supports almost all countries, so you’ll have the ability to take international payments from most anywhere in the world. Recently, they have streamlined fees by offering a flat rate for all countries.
 

Support Staff

 
There are several options available when you have support issues. You can check out their knowledge base and/or FAQ section in order to see if your question has already been handled. Another option is to ask a question via phone or through the Contact page.
 

Who is 2Checkout Good For?

 
Anyone needing to take international payments will find this payment processor a viable solution, especially since the fees are the same for all countries. It’s also important to note that its international presence makes it easy to take payments in countries where it might be difficult to set up merchant accounts.
 

Possible Drawbacks

 
As a third-party payment processor, you’ll need to implement 2Checkout on your website. However, you can also link your customers through a button option straight over to the 2Checkout site for all transactions.

Its integration with software such as Bigcommerce or Shopify makes up for the fact that it isn’t a full payment system.

Overall, 2Checkout is a nice processor solution for companies of almost any size.

If you are looking for a payment solution for your business, check out our recommended payment processing companies and get free quotes to help your business save money.

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About Our Service*

PaymentProcessing.com helps merchants research and compare various credit card processing providers. In order to keep this information free, we receive advertising revenue from the providers featured on our website. Read More

Our Mission

Our mission at PaymentProcessing.com is to provide you with helpful and detailed information about various credit card processing providers. Not all payment processing companies are the same and understanding your rates and processing agreement are some of the most important elements in making a sound decision.

 

Recommended Processors

If you are a low risk merchant looking for a credit card processor, we recommend checking out ProMerchant. If you operate a high risk business or have been told by processors that your business is hard to place, we recommend checking out Flow Payments.

what to look for?
  • Waived Setup Fees

  • Month-to-Month Agreements

  • No Early Termination Fees

  • Transparent Pricing Structures

  • No Hidden Fees

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