Deft Payment Systems Review

Our Rating:
Good 4.2 / 5.0
Third Party Ratings:
SUBMIT REVIEW

Deft Payment Systems

 
The owners of Deft Payment Systems have been operating in the payments space for almost a decade and this experience has enabled Deft to provide a robust selection of processing options for many business owners.  Based in Cape Cod, Massachusetts, Deft should not be confused with Deft / Macquarie, which offers an electronic payment wallet and is based in Australia, with the web address of deft.com.au. Deft Payments Systems does not appear to have any negative complaints, which supports their overall reputation as a no-nonsense payments provider.
 

Businesses Served

 
Deft Payment Systems is one of the few companies that can pivot between standard, low risk processing and high risk payments. This, in effect, allows Deft to serve almost every type of business imaginable. Most providers operate in only one risk vertical, meaning they focus on either low risk or high risk merchants, but not both. Deft’s ability to service every side of the payments industry is an extremely welcomed approach, since many merchants are unaware of the fact their businesses do not qualify as low risk.  Therefore, when dealing with other providers, many companies are out of luck after they are denied a merchant account, based on their previously unknown determination of being high risk. However, Deft eliminates this type of predicament, based on their capacity to provide low risk and high risk merchant accounts with relative ease.
 

Pricing

 
Deft Payment Systems offers its clients a pragmatic approach to card processing and they excel at providing merchants with multiple processing options, which allows Deft to offer various pricing plans.  Whether it is interchange plus or flat rate pricing, Deft will set up its clients with the correct plan for their type of business. Additionally, Deft is able to provide customized rate structures and other pricing models, that are not widely disseminated, based on its access to unique and hard to find processing solutions. Further, Deft is very skilled in the art of figuring out and deciphering the many different types of rate plans brought to them by potential clients. Deft incorporates its straight forward approach to helping merchants understand the various charges they are incurring from other providers. Even if the business owner decides to stay with their current processor, Deft is more than happy to answer questions, that plague most merchants. What’s more, Deft does not engage in the all too common practice of hand cuffing merchants with draconian monthly charges or termination fees.
 

Service

 
The sales representatives, working at Deft Payment Systems, seem to be very competent in the servicing of their customers’ needs. This is probably due to the fact that Deft has been in the payments game for a number of years. What’s more, Deft ensures its clients receive top level support for the life of their account. Similar to the other companies in our top spots, Deft does not abandon its merchants after the initial set-up of their accounts. We cannot stress enough how important it is for all merchants to ensure they receive the correct type of support for their businesses, even after they begin to process their customers’ credit and debit cards.
 

Bottom Line

 
Based on the information stated above, it is clear to see that Deft Payment Systems is up to the challenge of providing a quality merchant account to the vast majority of business owners in the United States.  This is the defining factor that separates Deft from most other providers and is the reason they occupy a top five position on our list of the best payment processors.

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PaymentProcessing.com helps merchants research and compare various credit card processing providers. In order to keep this information free, we receive advertising revenue from the providers featured on our website. Read More

Our Mission

Our mission at PaymentProcessing.com is to provide you with helpful and detailed information about various credit card processing providers. Not all payment processing companies are the same and understanding your rates and processing agreement are some of the most important elements in making a sound decision.

 

Recommended Processors

If you are a low risk merchant looking for a credit card processor, we recommend checking out ProMerchant. If you operate a high risk business or have been told by processors that your business is hard to place, we recommend checking out Flow Payments.

what to look for?
  • Waived Setup Fees

  • Month-to-Month Agreements

  • No Early Termination Fees

  • Transparent Pricing Structures

  • No Hidden Fees

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